There are a variety of best credit cards for building credit that are designed to help you build or rebuild your credit. These cards range from introductory offers to cash back rewards cards, and some of them offer perks like free travel. But which one is right for you?
Which bank gives you instant credit card?
WalletHub’s editors regularly compare 1,500+ credit card offers based on approval requirements, fees, rewards, initial bonus and interest rates. We also take into account secondary factors like whether a security deposit is required or an applicant must be a student to qualify.
Our Top Pick: Discover it Secured
If you’re new to credit or have bad credit, a good first credit card can help you get started on the road to building or rebuilding your credit. This card offers an introductory APR of 0% on purchases and balance transfers for 18 months.
It also offers a generous intro cash back offer of $500 when you spend $1,000 within the first 90 days of opening your account, plus 1.5% cash back on all purchases. But it is important to remember that rewards should be a secondary priority when you’re building credit and that overspending could hurt your score in the long run.
Our Second Pick: Petal 2 “Cash Back, No Fees” Visa® Credit Card
This card uses a different approach to credit-building than other cards. It asks you to link your bank accounts during the application process. It then analyzes your bank statements to determine if you’re eligible for the card.